How do SSI and SSDI benefits differ?

As a Kentucky resident with a serious, long-term disability, you may be working through your options and attempting to figure out whether you may be able to get financial assistance through the U.S. Social Security Administration. Both Social Security Disability Insurance and Supplemental Security Income help Americans with disabilities get by financially without working, but there are some key distinctions that exist between the two types of assistance programs.

According to the National Council on Aging, you may be able to qualify for SSDI if you meet two specific eligibility criteria. First, the U.S. Social Security Administration must determine that your disability is severe enough to meet its strict definition of the term. Second, you need to have a substantial enough work history within a position covered by Social Security in order to potentially be eligible for benefits.

SSI benefits, meanwhile, are a bit different. While your disability will still need to meet the administration’s definition of the word, whether you will ultimately be able to secure SSI benefits depends on your income level. This type of benefits assistance is available exclusively to low-income individuals, so how much time you put in at a Social Security-covered job is essentially a moot point if you are looking to qualify for it.

Regardless of the type of benefit assistance for which you apply, you should know that many applicants initially receive denials when doing so. However, many people also find that they are able to qualify for assistance after all once they file an appeal.

This copy about the different types of benefits that may be available to disabled individuals is educational in nature and does not constitute legal advice.

No Comments

Leave a comment
Comment Information
Get A Free Consultation

Get The Help You Need — Free Consultation

Take the first step toward a brighter future. Call 270-282-7975 anytime, day or night, to speak to someone about your legal needs. You can also request your free consultation online.

Schedule Your Free Consultation

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Free Consultation
270-282-7975

Office Location

Debra L. Broz, Attorneys at Law, PLC
130 East Professional Park
Bowling Green, KY 42104

Phone: 270-282-7975
Fax: 270-782-8637
Map & Directions
Bowling Green Law Office Map