Your car crash and your bills: What you need to do now

You never saw the other vehicle coming. The only thing you remember is waking up inside an ambulance. Your first thoughts were of your passengers, hoping they survived the accident and were not injured.

Once you were informed that everyone was recovering well, you began focusing on the fact that you were missing work. You stayed in the hospital for over a week, and the medical bills are still adding up. Your personal injury has taken away your income and caused you extreme debt.

You are not alone. Personal injuries have the potential to cost thousands. In cases like yours, the negligent party should be the one who pays for your injuries, lost wages and other financial needs.

What should you do now?

After a crash, it's important to talk to a doctor and to collect medical documents for your attorney. Don't talk about the accent to the insurance company or the at-fault driver's attorney. Instead, refer these people to your attorney or insurance company.

It is possible that the adjuster will contact you from the at-fault driver's insurance company. It's a wise choice to refer this individual to your attorney as well, so your attorney can handle everything to do with your accident directly. If you do talk to the adjuster, do not accept any settlement offers. You need to talk to your attorney and verify that the proposed settlement is fair.

If you're not sure if you have a case, should you still pursue one?

Even if you aren't sure if you have a case, it's a good idea to call your attorney for a professional opinion. Even if you decide to pursue a claim, it's unlikely that it will become a lawsuit. Most personal injury claims are settled outside court. Your attorney can directly negotiate with the adjuster if you give him or her permission to do so.

This helps you focus on your recovery, while your attorney focuses on getting you the best settlement possible.

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